One option, which came with the car, but is considered scaled up, are magnesium wheels. The insurance company doesn't know if it will cover that or not. Not nice.
I loved Shmulik's answer, "Fine. If you won't pay for them, we'll take them."
AIG rep: "So you'll leave the car without wheels?"
Shmulik: "You can tow it with a rope for all I care."
The best threat was when he listed all the things we'd added and threatened to take them - including the two broken, smashed windows...that should be interesting. Until now, the insurance company has treated this as - ho, hum, another car accident...stamp here, sign here, send this form. Boring.
The hospital personnel were fine but they see this every day.
The first real reaction came from the policeman I just sat with. I had to give my account - it's interesting how much I don't remember and at one point, the policeman in the next desk turned to me and assured me that it was fine if I didn't remember all the details. Totally natural.
The other driver chose not to go to the hospital. If I don't give them the medical records showing that I went, it will be classified as an accident without injuries and the driver will get off much more lightly for running the red light.
"Don't let this